If you are in a car accident in New Jersey, you might rightly wonder whether it makes sense to hire an attorney. New Jersey, after all is a “choice” state, so drivers have a no-fault option when they purchase their car insurance. That means, for accidents involving no personal injury or only minor injuries, you could be dealing directly with your own insurance company. Unless the insurance company demonstrates actionable bad faith — making no effort to honor the terms of your policy — you shouldn’t need a lawyer. The same goes for minor injuries. If you submit a thorough claim including documentation of all medical treatment, as well as losses due to missed work, sick days taken, and other expenses, you should be able to arrive at a reasonable settlement.
However, if you have standard, fault-based insurance, or if you’ve sustained what New Jersey defines as a “serious” bodily injury, it is usually beneficial to retain an attorney from the outset of your claim. In a negligence lawsuit for a serious injury, the stakes are raised significantly, forcing you to contend with numerous additional issues, including:
Retaining a lawyer at the outset of your claim alerts the defendant’s insurance company that you intend to recover the full measure of compensation you are entitled to. Without the advice of an experienced attorney, you could be leaving most of your potential recovery on the table.
If you’ve suffered a serious bodily injury in a car accident, speak with a car accident attorney at Seigel Law. Call us at 201-444-4000 or contact us online to schedule a free consultation. We assist injured clients in Bergen County and throughout New Jersey.