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Is It Worth Getting a Lawyer for a Car Accident?

If you are in a car accident in New Jersey, you might rightly wonder whether it makes sense to hire an attorney. New Jersey, after all is a “choice” state, so drivers have a no-fault option when they purchase their car insurance. That means, for accidents involving no personal injury or only minor injuries, you could be dealing directly with your own insurance company. Unless the insurance company demonstrates actionable bad faith — making no effort to honor the terms of your policy — you shouldn’t need a lawyer. The same goes for minor injuries. If you submit a thorough claim including documentation of all medical treatment, as well as losses due to missed work, sick days taken, and other expenses, you should be able to arrive at a reasonable settlement.

However, if you have standard, fault-based insurance, or if you’ve sustained what New Jersey defines as a “serious” bodily injury, it is usually beneficial to retain an attorney from the outset of your claim. In a negligence lawsuit for a serious injury, the stakes are raised significantly, forcing you to contend with numerous additional issues, including:

  • Proving fault — You must be able to prove “by a preponderance of the evidence” that another driver was responsible for the accident. This is not as demanding as having to prove “beyond a reasonable doubt,” but it still requires you to present a compelling case that your version of the facts is correct.
  • Modified comparative negligence rule — The defendant may assert that you are at least partly responsible for the accident. The court reduces your recovery of damages in proportion to the share of fault it assigns you and, under New Jersey law, if you’re found to be more than 50 percent at fault, you can’t recover anything.
  • “Pain and suffering” damages — How much did your injury hurt? How much does it continue to hurt? What kind of an emotional toll has all this pain taken? How much is that worth in terms of cash? These are difficult questions to answer, and even more difficult to explain in court. But in most serious injury cases, pain and suffering damages represent the lion’s share of the plaintiff’s compensation.
  • Future losses — If your prognosis says your injury will continue to be a problem, you deserve compensation for that future harm, future economic losses, and future medical expenses.

Retaining a lawyer at the outset of your claim alerts the defendant’s insurance company that you intend to recover the full measure of compensation you are entitled to. Without the advice of an experienced attorney, you could be leaving most of your potential recovery on the table.

If you’ve suffered a serious bodily injury in a car accident, speak with a car accident attorney at Seigel Law. Call us at 201.444.4000 or contact us online to schedule a free consultation. We assist injured clients in Bergen County and throughout New Jersey.

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  • $7,900,000

    Recovery on behalf of the 16-year-old girl injured by electrical malfunction

  • $8,000,000

    Jury verdict in a catastrophic injury case

  • $1,100,000

    Settlement for a fractured arm in Passaic County

  • $4,775,000

    Settlement for a woman in Bergen County injured in a trucking accident

Meet Our Attorneys

  • (95 Reviews)

    By Teresa R Perez - January, 2018

    I have had a great experience thus far. The personal injury process is stressful and they have been helpful and courteous in getting me the right referrals. I was injured while visiting NJ and live in another state, my case is not an easy one but they are working diligently to help. I appreciate the personalized attention and highly recommend this firm.

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  • (95 Reviews)

    By Miriam Smith-Leone - December, 2017

    The law office was great with my back and neck injury. They directed me to the right doctors and got me a huge settlement. Being a single mom, it help pay off all my debt and bills. Me and my kids can have a bill free christmas, with plenty of food and happiness, stress free. They are the best ever and I would highly recommend them to anyone rich or poor, who has been in an accident and need legal help...

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  • (95 Reviews)

    By L C - October, 2017

    After the misfortune of suffering an injury, I had the good fortune to choose Seigel Law to represent me. During my initial meeting with Jan Seigel, I found him to be extremely confident and reassuring---he totally put me at ease. I was represented by Mark Mc Bratney---an EXCELLENT attorney. He was supportive and professional through the entire process, and provided an excellent outcome for my case.

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  • (95 Reviews)

    By Liliana Paredes - October, 2017

    Honest, trustworthy and very straight forward. In unvarnished truth Jonas Siegel will tell you exactly where you stand and what direction you should go. Jonas has tenacity coupled with a degree of tenderness, but never losing site of the end goal, which is to protect, defend and have the best outcome for his clients. I defenetly recoment this law firm. Thanks for helping me out in my case.

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  • (95 Reviews)

    By Oren Goldshmidt - September, 2017

    I'd like to thank everyone at segal law for the amazing experience they provided me. From the moment I stepped in to the end of the case , segal and his team delivered exactly what they promised. I couldn't have received any better treatment from a law firm. Any concerns, questions or problems I had were addressed and dealt with accordingly...

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What we offer our clients


Personal injury and medical knowledge

Our knowledgeable team of personal injury lawyers includes a medical doctor who advises on complex medical topics


One-on-one attorney attention

By maintaining a limited number of cases, our attorneys can provide personalized attention to each client we serve


Results-oriented strategies

Our lawyers have won numerous high verdicts and settlements, many in the high six- and seven-figure range, for our injured clients


Trial experience

Every trial attorney in our firm is a certified trial attorney by the New Jersey Supreme Court


Communication as a priority

We understand how important communication is to a successful attorney-client relationship, we return calls within 24 hours


Community involvement

Our lawyers and staff are active in community outreach and community service programs

  • "The lawyers at Seigel Law know how to get you the results you want. Jan Seigel and His team returned every one of my phone calls, listened to me and worked with me to a desirable outcome. Seigel Law definitely goes above and beyond to protect the injured." - B.M.

  • "After my car accident, my life turned into a disaster. Dealing with everything became impossible. Jan Seigel and his people helped me with every aspect of my injuries and the insurance companies so I could focus on healing. They helped me through everything and they got me what I was due." - M.P.

  • "I found the personnel to be very efficient, and work very quickly. I'm happy that I was referred to this firm, because I found that I was very comfortable working with them." - F.V.

  • "Amazing. I have to say they were very supportive and were able to give me tons of information. I didn't feel rushed and felt they truly cared about my well-being. Their website is also extremely helpful and well setup." - T.D.

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